Every tool you need to understand your money.
ExpenzX combines manual transaction tracking, AI-powered receipt scanning, smart budgeting, and detailed financial reports in one clean, focused app.
Core financial tools
Built around the things that actually matter: knowing what you earn, what you spend, and where you stand.
Transaction Management
Add income and expenses with full control. Categorise transactions, attach notes, mark recurring entries, and use powerful search and date-range filters to find anything instantly.
Income
£4,250
Expenses
£1,840
Net
£2,410
Categories
12
Financial Reports
Visualise your financial health with summary reports covering income vs. expenses, net profit margin, top spending categories, and month-by-month breakdowns. Available to all users.
AI Receipt Scanning
Photograph any receipt and Azure AI Document Intelligence reads it instantly — extracting the amount and merchant. Then OpenAI assigns the right expense category and writes a clean description automatically.
Budget Tracking
Set monthly spending limits per category. ExpenzX tracks your progress in real time and alerts you as you approach or exceed each budget. Stay in control without having to think about it.
Budget suggestions powered by your own history
Instead of guessing what to budget, let AI analyse your actual spending patterns and recommend realistic monthly limits for each category. The advisor uses OpenAI to study your historical data and generate personalised suggestions — not generic rules.
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Personalised to your habits
Analyses your last several months of real spending — not national averages or generic benchmarks.
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Realistic, round-number targets
Suggestions are sensible round numbers, not awkward figures — easy to remember and review.
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Graceful fallback
If AI is unavailable, a statistical algorithm generates smart suggestions based on your spending distribution.
Apply all suggestions with one click, or adjust individually.
Monthly Salary
Monthly · Next: 1 Jul
Rent
Monthly · Next: 1 Jul
Netflix
Monthly · Next: 15 Jun
Gym Membership
Monthly · Next: 20 Jun
Freelance Invoice
Biweekly · Next: 19 Jun
Set it once, tracked automatically
Set up any repeating income or expense — salary, rent, subscriptions, loan repayments — and ExpenzX automatically logs the transaction on schedule. No more forgetting to record your monthly bills.
Daily
Weekly
Biweekly
Monthly
Quarterly
Yearly
Your financial documents, all in one place
Store receipts, invoices, bank statements, tax documents, and any other financial file securely on Azure Blob Storage. Organise by period, add descriptions, and retrieve anything in seconds.
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All common file types supported
Upload PDFs, Word documents, Excel spreadsheets, CSV files, images, and more.
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Organise by period
Tag documents with a year or period so tax time is never a scramble again.
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Secured on Azure
Files are stored encrypted in Azure Blob Storage with the same security protecting your transaction data.
Tax_Return_2024.pdf
FY 2024 · 1.2 MB
Expenses_Q1_2025.xlsx
Q1 2025 · 84 KB
Receipt_Tesco_Jun25.jpg
Jun 2025 · 340 KB
Invoice_May2025.pdf
May 2025 · 256 KB
Clear financial reports for every user
Every ExpenzX account includes full reporting. Understand your financial position with interactive charts, category breakdowns, and period-over-period comparisons.
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Summary reports
Total income, total expenses, net profit margin, and your top spending category at a glance.
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Month-by-month breakdown
See income vs. expenses for each month of the year with growth rate indicators.
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Calendar & fiscal year windows
Choose between a calendar year (Jan–Dec) or a custom fiscal year start to match how your business works.
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Multi-currency support
Track transactions in any currency with real-time exchange rate normalisation built in.
Your data is protected at every layer
ExpenzX is built on Microsoft Azure with enterprise security standards. We use read-only patterns throughout — we never store passwords, never move money, and encrypt everything.
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256-bit AES encryption
All data encrypted at rest in Azure Cosmos DB and in transit via TLS. Your financial data is unreadable to anyone without your credentials.
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Google OAuth — no passwords stored
Login is handled entirely by Google. ExpenzX never sees or stores your password — only a secure token that identifies you.
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Azure cloud infrastructure
Data stored in Azure Cosmos DB and Blob Storage, backed by Microsoft's enterprise-grade security, redundancy, and compliance certifications.
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speed
Rate limiting on all endpoints
Every API endpoint is rate-limited per user to protect against abuse and ensure fair performance for everyone.
Ready to take control of your finances?
Start free — no credit card, no setup complexity. Upgrade when you need more.