Simple, transparent pricing
The right plan for where you are now.
Start free with no limits on core tracking. Upgrade to unlock AI receipt scanning, budgeting, recurring automation, and document storage when you need them.
Monthly
Annual
Save 17%
Switch to annual billing and get the equivalent of 2 months free.
Personal
Free
Core expense tracking with no time limit and no credit card.
£0
/month
Always free
- check_circle Unlimited income & expense transactions
- check_circle Dashboard with financial overview
- check_circle Full financial reports & charts
- check_circle Transaction search & filtering
- check_circle Multi-currency support
- check_circle Google sign-in — no password needed
- cancel AI receipt scanning
- cancel Budget tracking
- cancel Recurring transactions
No credit card required
MOST POPULAR
Pro
Pro
AI-powered scanning and budget management for active trackers.
£3.99
/month
- check_circle Everything in Free, plus:
- check_circle AI receipt scanning (OCR)
- check_circle Automatic category & description assignment
- check_circle Budget creation & tracking
- check_circle Budget overspend alerts
- cancel AI budget advisor
- cancel Recurring transactions
- cancel Document storage
Cancel anytime
Premium
Premium
Full automation and document storage for power users.
£5.99
/month
- check_circle Everything in Pro, plus:
- check_circle AI budget advisor — personalised suggestions
- check_circle Recurring transactions (6 frequencies)
- check_circle Automatic transaction generation on schedule
- check_circle Document storage (1 GB)
- check_circle PDF, Word, Excel, image uploads
Cancel anytime
lock
256-bit AES encryption
verified_user
Google OAuth — no passwords stored
cloud_done
Secured on Microsoft Azure
cancel
Cancel anytime
Compare every feature
A complete picture of what's included in each plan, based on the actual app.
| Feature | Free | Pro | Premium |
|---|---|---|---|
| Transactions & Dashboard | |||
| Income & expense tracking | check | check | check |
| Transaction search & filtering | check | check | check |
| Financial dashboard | check | check | check |
| Multi-currency support | check | check | check |
| Reports | |||
| Financial summary reports | check | check | check |
| Income vs. expenses charts | check | check | check |
| Calendar & fiscal year windows | check | check | check |
| Receipt Scanning (Pro+) | |||
| AI receipt scanning (OCR) | close | check | check |
| Auto category & description via AI | close | check | check |
| Budgeting (Pro+) | |||
| Monthly budget creation | close | check | check |
| Real-time budget progress tracking | close | check | check |
| Budget overspend alerts | close | check | check |
| AI budget advisor (personalised suggestions) | close | close | check |
| Automation (Premium only) | |||
| Recurring transaction templates | close | close | check |
| Supported frequencies | — | — | Daily · Weekly · Biweekly · Monthly · Quarterly · Yearly |
| Automatic transaction generation | close | close | check |
| Document Storage (Premium only) | |||
| Secure document storage | close | close | check |
| Storage included | — | — | 1 GB |
| Supported file types | — | — | PDF, Word, Excel, CSV, images |
Frequently asked questions
Can I switch between plans?
Yes, at any time. Upgrades take effect immediately — you can use the new features right away. Downgrades apply at the start of your next billing cycle, so you keep your current features until then.
How does annual billing work?
Annual billing charges you upfront for 12 months — Pro at £39.99/year and Premium at £59.99/year. That's roughly 17% less than paying monthly. Your subscription renews automatically each year. Cancel before the renewal date and you keep access until the end of your paid period.
Is my financial data safe?
Yes. All data is encrypted with 256-bit AES both at rest (in Azure Cosmos DB) and in transit (TLS). Authentication uses Google OAuth exclusively — ExpenzX never stores your password. We cannot access your bank accounts or move money; we only store the transaction data you enter or scan.
Does AI receipt scanning always work?
AI receipt scanning uses Azure Document Intelligence to read the receipt, then OpenAI to assign the right category and write a clean description. If the AI is unavailable or the receipt is unclear, ExpenzX falls back gracefully — using the merchant name and leaving the category for you to select manually. Either way, the amount is captured.
What happens if I exceed my budget?
ExpenzX sends you alerts as your spending approaches and exceeds each budget limit. On the Premium plan, the AI budget advisor also analyses your historical spending to suggest more realistic limits — helping you set budgets you'll actually stick to, not just aspirational ones.
How do recurring transactions work?
Set up a recurring template (e.g. monthly salary, weekly groceries, annual insurance) and ExpenzX will automatically create the transaction on each due date. You can choose from daily, weekly, biweekly, monthly, quarterly, or yearly frequencies, and optionally set an end date. Transactions generate automatically in the background without any input from you.
Can I get a refund?
We offer a 7-day refund window from the date of your first paid charge. After that, payments are non-refundable, but you retain full access until your billing period ends. Contact our support team if you have any issues.
Start free, upgrade when you're ready.
The free plan gives you everything you need to start tracking. Unlock AI scanning, budgets, and automation when it makes sense for you.
No credit card required · Upgrade or cancel anytime